All the Features You Expect. None of the Fees You Hate.
No Issuing Fee
Get started with no upfront cost—your card is issued completely free.
No Annual Fee
Enjoy lifelong benefits without paying any yearly maintenance charges.
No Over Limit Fee
Spend with confidence—no penalty if you go over your limit.
No Mobile Wallet Transfer Fee
Transfer funds to your mobile wallet without any extra charge.
No EMI Processing Fee
Convert purchases into 0% EMI plans without any processing costs.
No SMS Alert Fee
Stay updated with real-time alerts at no additional cost.
No PIN Replacement Fee
Need a new PIN? We’ve got you covered—for free.
No Statement Retrieval Fee
Get your statements anytime you need, without paying a fee.
ZERO BY PRIME BANK,
Packed with Premium Benefits
0% EMI Facility
Allows you to convert your purchases into easy monthly installments without paying any interest. This makes big or unexpected expenses more manageable by spreading the cost over several months, reducing financial pressure.
Insurance Coverage
Provides financial protection against unforeseen events, ensuring peace of mind during emergencies or accidents.
Worldwide ATM, POS & E-commerce Acceptance
Worldwide ATM, POS & E-commerce Acceptance Use your card anywhere—whether you’re shopping online, paying in-store, or withdrawing cash at an ATM, globally and locally.
International Airport Lounge Access
Gives you the privilege to relax, refresh, and enjoy premium facilities at exclusive lounges worldwide, making your travel experience more comfortable and stress-free.
Smart, Transparent, Clear
Interest Rate
2% per month
Cash Advance
3%
Card Cheque
3%
Fund Transfer
1%
Late Payment
BDT 1000
Easy Pay Plan (EPP) Interest Rate
1% per month
EPP Early Settlement
2%
Card Replacement
BDT 1000
PIN Replacement (Paper Based)
BDT 500
CIB
BDT 100
Insurance Premium
0.35% of outstanding balance
Interest Rate
2% per month
Cash Advance
3%
Card Cheque
3%
Fund Transfer
1%
Late Payment
BDT 1000
Easy Pay Plan (EPP) Interest Rate
1% per month
EPP Early Settlement
2%
Card Replacement
BDT 1000
PIN Replacement (Paper Based)
BDT 500
CIB
BDT 100
Insurance Premium
0.35% of outstanding balance
Notes:
- 15% VAT and Excise Duty as per NBR prescribed slab will be applicable.
- A foreign currency factor (Markup Rate) of 3% will be applied in case of overseas transactions when the transaction currency is non-USD.
- BDT 1500 will be applicable as Excess Usage charge if card usage exceeds 3 times of the assigned credit limit within a calendar month.
- Balaka Lounge visit fee at HSIA and International Lounge visit fee using LoungeKey will be charged at actual.
- Schedule of Charges may get updated from time to time as per regulatory requirement and bank policy.
- For detailed & updated SoC, visit our website www.primebank.com.bd
Take control of your finances with no fees and full rewards.
Start your premium journey with ZERO cost.
Apply for ZERO BY PRIME BANK Credit Card today.